More than four out of 10 non-home owners aged 25 to 34 in the UK doubt they will ever be able to buy a property while one in three has no interest in buying.

Research by mortgage firm Ocean Finance shows that 40 per cent say that while they would like to be able to buy a home in the future but do not expect they will ever be able to do so while 32 per cent claim to be positively wanting to rent and have no interest in buying.

However, those aged 18 to 25 are more optimistic. Some 54 per cent say they want to buy a house in the future and believe that they will be able to do so.

“Home ownership is already at a 25 year low and our survey suggests that this figure is likely to continue to fall. While four in 10 people still say they’d like to own a property one day, they already seem resigned to not being able to do so” says Ian Williams, a spokesman for Ocean.

Cadman Homes, a family owned estate agency in Rugby have a solution. Shared Ownership is a Government backed scheme that helps people get onto the ladder by buying a percentage of a property, with the remaining share being held by a housing association. You enjoy the property as your own and eventually you can normally increase your share or even buy the property outright if your situation changes.

Currently Cadman Homes have a new release of four, brand new shared ownership properties on the Taylor Wimpy Butterfield Gardens site near to the college. They offer off road parking, double bedrooms and gardens and prices start at £31,250 for a 25% share all the way up to £93,750 for a 75% share.

Viewings are by appointment only and you can call Cadman Homes, estate agents in Rugby on 01788 560 905 to book a viewing, ask for more information or mortgage advice.

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